How satisfied are you with your health insurance?
Goto page Previous  1, 2
 
Post new topic    LakersGround.net Forum Index -> Off Topic Reply to topic
View previous topic :: View next topic  

How satisfied are you with your health insurance?
Extremely satisfied
12%
 12%  [ 3 ]
Satisfied
20%
 20%  [ 5 ]
Somewhat satisfied
16%
 16%  [ 4 ]
Neither satisfied nor dissatisfied
0%
 0%  [ 0 ]
Somewhat dissatisfied
8%
 8%  [ 2 ]
Dissatisfied
20%
 20%  [ 5 ]
Extremely dissatisfied
24%
 24%  [ 6 ]
Total Votes : 25

Author Message
Huey Lewis & The News
Star Player
Star Player


Joined: 18 Dec 2015
Posts: 5234
Location: So what's the uh...topic of discussion?

PostPosted: Fri Jan 19, 2018 7:49 pm    Post subject:

PHILosophize wrote:
I hate insurance so much

is there a crappier thing in existence?


not having it
_________________
"All wars are civil wars, because all men are brothers."
http://forums.lakersground.net/profile.php?mode=viewprofile&u=13018
Back to top
View user's profile Send private message Reply with quote
DaMuleRules
Retired Number
Retired Number


Joined: 10 Dec 2006
Posts: 52624
Location: Making a safety stop at 15 feet.

PostPosted: Fri Jan 19, 2018 7:49 pm    Post subject:

PHILosophize wrote:
I hate insurance so much

is there a crappier thing in existence?


Yeah . . . ending up financially ruined because of a serious illness or devastating injury.
_________________
You thought God was an architect, now you know
He’s something like a pipe bomb ready to blow
And everything you built that’s all for show
goes up in flames
In 24 frames


Jason Isbell

Man, do those lyrics resonate right now
Back to top
View user's profile Send private message Reply with quote
Cutheon
Franchise Player
Franchise Player


Joined: 10 Jul 2009
Posts: 12111
Location: Bay Area

PostPosted: Fri Jan 19, 2018 7:51 pm    Post subject:

Huey Lewis & The News wrote:
PHILosophize wrote:
I hate insurance so much

is there a crappier thing in existence?


not having it


took the words right out of my mouth
Back to top
View user's profile Send private message Reply with quote
Huey Lewis & The News
Star Player
Star Player


Joined: 18 Dec 2015
Posts: 5234
Location: So what's the uh...topic of discussion?

PostPosted: Fri Jan 19, 2018 8:00 pm    Post subject:

Cutheon wrote:
Huey Lewis & The News wrote:
PHILosophize wrote:
I hate insurance so much

is there a crappier thing in existence?


not having it


took the words right out of my mouth


that'll be $6,700 unless you have ppo
_________________
"All wars are civil wars, because all men are brothers."
http://forums.lakersground.net/profile.php?mode=viewprofile&u=13018
Back to top
View user's profile Send private message Reply with quote
PHILosophize
Franchise Player
Franchise Player


Joined: 05 Nov 2012
Posts: 10758

PostPosted: Fri Jan 19, 2018 9:43 pm    Post subject:

I'm saying I want universal healthcare
_________________
one dog goes that way the other dog goes the other way
Back to top
View user's profile Send private message Reply with quote
PLATNUM
Star Player
Star Player


Joined: 17 Dec 2002
Posts: 7111
Location: L.A.

PostPosted: Fri Jan 19, 2018 10:28 pm    Post subject:

In 5 years at my current employer, haven't had the need to use it once. Pay about $65 per month for myself. Blue Cross/ Shield

I've used the Dental plan once, for a cleaning. Paid like $25 from what I recall.

Wish I could get all the money back over those 5 years....
_________________
"Dread it, run from it... destiny arrives all the same."
Back to top
View user's profile Send private message Reply with quote
DaMuleRules
Retired Number
Retired Number


Joined: 10 Dec 2006
Posts: 52624
Location: Making a safety stop at 15 feet.

PostPosted: Fri Jan 19, 2018 10:41 pm    Post subject:

PHILosophize wrote:
I'm saying I want universal healthcare


Of course. All sane people do. Outside of that, do you have car insurance? Home insurance?
_________________
You thought God was an architect, now you know
He’s something like a pipe bomb ready to blow
And everything you built that’s all for show
goes up in flames
In 24 frames


Jason Isbell

Man, do those lyrics resonate right now
Back to top
View user's profile Send private message Reply with quote
audioaxes
Franchise Player
Franchise Player


Joined: 26 Apr 2004
Posts: 12573

PostPosted: Fri Jan 19, 2018 11:36 pm    Post subject:

on a basic Kaiser plan does the job so far since my fam has been very healthy since being on it. Zero cost health check ups for the kids and a couple of $30 copay visits with a reasonable premium.
If serious health issues pop up I will just switch to the higher cost PPO option my job offers.
_________________
(bleep) Kawhi
Back to top
View user's profile Send private message Reply with quote
DrWolf
Starting Rotation
Starting Rotation


Joined: 27 Jun 2012
Posts: 536
Location: At the basketball court next to yours, CA

PostPosted: Wed Jan 24, 2018 3:35 pm    Post subject:

Anthem BC 2011-17 (anthem stopped carrying plans in CA), in 2016 was paying $250 for an indiv PPO policy with a 6K ded, took a bad fall, ran that deductible into the dirt and had to pay 4k out of my own pocket (Ambulance ride, forearm surgery, ER stay) and that left me very pissed off. Switched to blue shield PPO jan 1st, since my work doesnt have insurance benefits.

To answer the question, Extremely dissatisfied, the system is jacked up
_________________
Indianapolis Colts
Los Angeles Dodgers
Los Angeles Kings

KOBE BRYANT
1978-2020
BLACK MAMBA RIP
2020 WORLD CHAMPION LAKERS!
2020 WORLD CHAMPION DODGERS!
Back to top
View user's profile Send private message Reply with quote
CandyCanes
Retired Number
Retired Number


Joined: 24 Dec 2007
Posts: 35750
Location: Santa Clarita, CA (Hell) ->>>>>Ithaca, NY -≥≥≥≥≥Berkeley, CA

PostPosted: Wed Jan 24, 2018 3:54 pm    Post subject:

DrWolf wrote:
Anthem BC 2011-17 (anthem stopped carrying plans in CA), in 2016 was paying $250 for an indiv PPO policy with a 6K ded, took a bad fall, ran that deductible into the dirt and had to pay 4k out of my own pocket (Ambulance ride, forearm surgery, ER stay) and that left me very pissed off. Switched to blue shield PPO jan 1st, since my work doesnt have insurance benefits.

To answer the question, Extremely dissatisfied, the system is jacked up


Yeah, I got thrown off a few weeks ago... Family policy was $2,777 month total for four people, but it was basically useless even without a deductible. Apparently Anthem wasn't making enough money. The equivalent policy with Blue Shield was $3,450 per month. Pretty insane that you pay the equivalent of a second mortgage for something which you can't even use barring catastrophe.
_________________
Damian Lillard shatters Dwight Coward's championship dreams:

Back to top
View user's profile Send private message Visit poster's website Reply with quote
Mike@LG
Moderator
Moderator


Joined: 10 Apr 2001
Posts: 65135
Location: Orange County, CA

PostPosted: Fri Jan 26, 2018 12:35 pm    Post subject:

Conker wrote:
PHILosophize wrote:
I hate insurance so much

is there a crappier thing in existence?

Car dealerships.


:nods:
_________________
Resident Car Nut.

https://lakersdraft.substack.com/

I am not an economic advisor nor do I advise economic strategies or plans.
Back to top
View user's profile Send private message Reply with quote
999
Franchise Player
Franchise Player


Joined: 19 Oct 2006
Posts: 20265

PostPosted: Fri Jan 26, 2018 1:16 pm    Post subject:

I feel like america has the best health care in the world. The problem is not everyone has access to it.

What I don’t get is Obamacare made it mandatory to purchase health insurance for all individuals. Why would insurance companies be against this? Doesn’t it make more money that more people will be forced to buy insurance vs those who don’t? Why would they bribe republicans into repealing Obamacare. Doesn’t make sense to me
Back to top
View user's profile Send private message Reply with quote
splashmtn
Star Player
Star Player


Joined: 30 Aug 2016
Posts: 3961

PostPosted: Thu Feb 01, 2018 10:33 am    Post subject:

999 wrote:
I feel like america has the best health care in the world. The problem is not everyone has access to it.

What I don’t get is Obamacare made it mandatory to purchase health insurance for all individuals. Why would insurance companies be against this? Doesn’t it make more money that more people will be forced to buy insurance vs those who don’t? Why would they bribe republicans into repealing Obamacare. Doesn’t make sense to me


pre obamacare -

The well off could afford that "best healthcare in the world" you speak of

The rest of us could not. which meant quite a few people had terrible catastrophic plans that didnt even cover certain catastrophes and would kick you off if things got to expensive for them. So basically some people were paying or healthcare that would not even help them which was a complete waist if you think about it. If I know I'm not going to get help anyway. I might as well keep my pennies.

The others fell some where in the middle with rising costs for okay insurance.


Obamacare:

The well to do could easily afford the best healthcare

The majority of us were experiencing ridiculous increases every year anyway(people forget this.) but now all of our plans were brought up to a minimum standard. meaning, no more fake plans that wouldnt cover you where you were just wasting your cash. But to do this, it meant that you brought more people in. More people forced to pay into insurance. But you also brought in more sick people, injured people, etc.

insurance companies make money off of you never having to use your actual insurance. As much as we all cry about the premiums. your premium aint got nothing on your actual Bill if you do the math. Go ahead and hang out in a hospital bed for a week and let them run a few tests. take that bill out and compare that to your YEARLY premiums/Deductibles/copays/co-ins. Zero comparison. Which means if too many people are sick, the insurance companies could actually start losing money on the deal. This is why our entire system needs to be revamped. It's not just about single payer. its about the costs of these procedures/the drugs, etc.
Back to top
View user's profile Send private message Reply with quote
Display posts from previous:   
Post new topic    LakersGround.net Forum Index -> Off Topic All times are GMT - 8 Hours
Goto page Previous  1, 2
Page 2 of 2
Jump to:  

 
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum






Graphics by uberzev
© 1995-2018 LakersGround.net. All Rights Reserved. Privacy Policy. Terms of Use.
LakersGround is an unofficial news source serving the fan community since 1995.
We are in no way associated with the Los Angeles Lakers or the National Basketball Association.


Powered by phpBB